Credit analyst analyzing credit data and financial statements to assess risk in lending decisions, preparing detailed reports for decision-making and consulting with customers to address inquiries and verify transactions
Experience
Credit Analyst
Where you worked
Month Year to Month Year
Analyzed credit data and financial statements to determine the degree of risk involved in extending credit or lending money
Completed loan applications, including credit analyses and summaries of loan requests, and submitted to loan committees for approval
Generated financial ratios, using computer programs, to evaluate customers' financial status
Prepared reports that included the degree of risk involved in extending credit or lending money
Analyzed financial data, such as income growth and market share, to determine expected profitability of loans
Compared liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments
Consulted with customers to resolve complaints and verify financial and credit transactions
Skills
Checking & Planning
Analyzing business data, Assessing client financial status, Examining financial records, Analyzing market conditions, Assessing risks, Calculating data