Credit counselor advising individuals and organizations on debt management, loan options, and financial planning. Assesses financial situations, creates management plans, and negotiates with creditors to facilitate better financial outcomes
Experience
Credit Counselor
Where you worked
Month Year to Month Year
Calculated clients' available monthly income to meet debt obligations
Explained services or policies to clients, including debt management program rules and creditor concession policies
Created debt management plans, spending plans, or budgets to assist clients in meeting financial goals
Assessed clients' overall financial situations by reviewing income, assets, debts, and credit reports
Interviewed clients by telephone or in person to gather financial information
Negotiated with creditors on behalf of clients to arrange payment adjustments or interest rate reductions
Maintained or updated records of client account activity, including financial transactions and counseling session notes
Skills
Checking & Planning
Developing financial plans for clients, Computing debt repayment schedules, Assessing client financial status, Examining financial records
Working With People
Educating clients on finance, Explaining procedures
Core Skills
Interviewing clients, Advising on financial issues