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Also called accredited financial counselor, branch credit counselor, certified consumer credit and housing counselor and certified credit and housing counselor.
$52,230
Median pay a year
27,770
People do this work
6
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Pay and headcount are from the Bureau of Labor Statistics. The lines are written from what the US Department of Labor records about this work.
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A Credit Counselor resume, filled in
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Credit Counselor
Summary
Credit counselor advising individuals and organizations on debt management, loan options, and financial planning. Assesses financial situations, creates management plans, and negotiates with creditors to facilitate better financial outcomes
Experience
Credit Counselor
Where you worked
Month Year to Month Year
Calculated clients' available monthly income to meet debt obligations
Explained services or policies to clients, including debt management program rules and creditor concession policies
Created debt management plans, spending plans, or budgets to assist clients in meeting financial goals
Assessed clients' overall financial situations by reviewing income, assets, debts, and credit reports
Interviewed clients by telephone or in person to gather financial information
Negotiated with creditors on behalf of clients to arrange payment adjustments or interest rate reductions
Maintained or updated records of client account activity, including financial transactions and counseling session notes
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Calculated clients' available monthly incomeExplained services and policies to clientsCreated debt management and spending plansPrioritized client debt repayment strategiesAssessed clients' overall financial situationsRecommended strategies to meet financial goals
becomes
On your resume
Calculated clients' available monthly income to determine debt repayment capabilities
Created customized debt management and spending plans to help clients manage their finances
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Add how many clients' incomes you calculated each week
The line
Calculated several clients' available monthly income each week to determine debt repayment capabilities
Add how many clients' incomes you calculated each week
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Several clients every weekA few each dayMost clients during sessions
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Show what improved for clients after you created these plans
The line
Created customized debt management and spending plans to help clients manage their finances
Show what improved for clients after you created these plans
Pick one that fits
Clients reported less financial stressMany clients met their budget goalsClients felt more in control of spending
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In your wordsAdd it
Adding it to the line…
Added to your resume
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What it is made of
Skills for a Credit Counselor resume
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What are you good at?
Developing financial plans for clients
Educating clients on finance
Computing debt repayment schedules
Assessing client financial status
Advising on financial issues
Interviewing clients
Examining financial records
Preparing financial documents
Preparing transaction documents
Explaining procedures
Interpreting financial information
Referring clients
The work itself
What a Credit Counselor does
The public record of what this job is, in one paragraph.
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions. May help develop debt management plans or student financial aid packages. May advise on credit issues, or provide budget, mortgage, bankruptcy, or student financial aid counseling.
What it pays
How much does a Credit Counselor make?
Annual pay across the United States. The middle figure is the median: half earn less than that, and half earn more.
25th percentile
$45,720
Median
$52,230
75th percentile
$64,080
About 27,770 people do this work in the United States.
What it pays in each state
State
25th percentile
Median
75th percentile
AL
$44,920
$48,120
$57,660
AR
$37,860
$45,060
$57,980
AZ
$47,770
$51,480
$60,140
CA
$56,040
$67,120
$81,860
CO
$49,620
$57,130
$63,460
CT
$45,050
$54,710
$65,420
DC
$58,670
$63,580
$81,800
DE
$49,020
$52,840
$75,980
FL
$43,420
$46,300
$52,900
GA
$48,560
$64,080
$64,080
IA
$43,880
$48,130
$50,730
ID
$47,350
$51,130
$65,310
IL
$46,220
$51,930
$60,760
IN
$38,030
$48,180
$58,330
KY
$42,340
$48,150
$58,190
LA
$43,070
$47,250
$55,070
MA
$53,340
$63,240
$79,350
MD
$52,210
$60,450
$64,680
ME
$48,330
$55,490
$62,630
MI
$47,380
$52,160
$60,470
MN
$53,310
$62,160
$66,290
MO
$29,110
$30,580
$47,190
MS
$37,070
$45,990
$48,730
NC
$40,250
$46,180
$60,500
ND
$51,360
$52,220
$58,520
NE
$50,970
$62,510
$80,650
NH
$48,570
$58,830
$67,230
NJ
$45,370
$57,180
$62,370
NM
$41,870
$50,390
$63,110
NV
$49,640
$55,480
$64,020
NY
$53,390
$63,030
$79,370
OH
$47,160
$51,160
$60,780
OK
$40,310
$46,950
$51,620
OR
$49,990
$59,150
$68,600
PA
$47,160
$58,330
$70,700
PR
$28,190
$50,010
$61,660
RI
$49,600
$58,480
$75,050
SC
$43,490
$53,190
$60,210
SD
$45,400
$48,890
$49,760
TN
$37,530
$38,730
$64,700
TX
$39,240
$48,220
$57,140
UT
$46,850
$51,330
$78,900
VA
$47,280
$51,550
$60,230
WA
$57,780
$62,360
$75,130
WI
$47,430
$52,140
$62,410
WV
$40,250
$45,860
$48,890
WY
$33,420
$42,580
$49,840
Other names
Other names for this job
accredited financial counselor, branch credit counselor, certified consumer credit and housing counselor, certified credit and housing counselor, certified credit counselor, consumer credit counselor, credit support counselor, debt and budget counselor, debt counselor, debt management counselor, financial aid counselor, financial health counselor.
More names for this work
housing counselor, mortgage counselor, personal finance counselor, student financial aid counselor, student loan counselor, certified credit consultant, consumer lending manager, credit associate, credit balance specialist, credit card specialist, credit representative, credit review specialist, credit services representative, credit services specialist, credit specialist, credit support specialist, financial aid administrative assistant, financial aid advisor, financial aid coordinator, financial aid officer, financial assistance advisor, home lending advisor, loan advisor, loan servicer, loan servicing assistant, loan servicing associate, loan servicing supervisor, mortgage advisor.
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This page is about the occupation Credit Counselors. What this job involves and what it is made of come from O*NET 30.3, the US Department of Labor's occupation database, refreshed July 2026; Rung writes those records into the plain sentences you see. Pay comes from the Bureau of Labor Statistics OEWS release for 2025. Rung is an independent service and is not affiliated with or endorsed by either agency. How Rung handles accuracy is on the accuracy page, and the full data credits are on the credits page.