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Also called agricultural loan officer, bank officer, banking services officer and branch lending officer.
$76,690
Median pay a year
274,330
People do this work
6
Resume lines ready for you
Pay and headcount are from the Bureau of Labor Statistics. The lines are written from what the US Department of Labor records about this work.
An example
A Loan Officer resume, filled in
Every line below comes from the same public record as the rest of this page. The greyed parts are the ones only you can answer.
Loan Officer
Summary
Loan officer evaluating and authorizing commercial, real estate, and credit loans, advising borrowers on financial options and processing applications for approval
Experience
Loan Officer
Where you worked
Month Year to Month Year
Met with applicants to obtain information for loan applications and answered questions about the process
Analyzed applicants' financial status, credit, and property evaluations to determine feasibility of granting loans
Approved loans within specified limits and referred applications outside those limits to management for approval
Explained different types of loans and credit options available to customers, including terms of those services
Submitted applications to credit analysts for verification and recommendation
Reviewed loan agreements to ensure completeness and accuracy according to policy
Obtained and compiled copies of loan applicants' credit histories and other financial information
Skills
Core Skills
Computing debt repayment schedules, Assessing client financial status, Examining financial records, Authorizing financial actions, Maintaining data in systems, Gathering financial records, Interviewing clients, Verifying records accuracy, Developing financial plans for clients
Working With People
Corresponding with customers
Education
Bachelor's Degree Your college, Year
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What did you do each day?
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Met with applicants to gather loan informationAnalyzed financial status and credit evaluationsApproved loans within specified limitsExplained loan types and credit options to customersSubmitted applications to credit analysts for verificationReviewed loan agreements for accuracy and completeness
becomes
On your resume
Met with applicants to gather loan information and assess their financial status
Analyzed credit evaluations to determine loan feasibility and approved loans within specified limits
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Add how many applicants you met with each week
The line
Met with several applicants each week to gather loan information and assess their financial status
Add how many applicants you met with each week
Pick one that fits
Several each weekA few every dayDozens over a month
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Show what improved once you approved loans
The line
Analyzed credit evaluations to determine loan feasibility and approved loans within specified limits
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What it is made of
Skills for a Loan Officer resume
What this work is made of. Rung offers these and keeps the ones you claim.
What are you good at?
Computing debt repayment schedules
Assessing client financial status
Examining financial records
Authorizing financial actions
Developing financial plans for clients
Maintaining data in systems
Corresponding with customers
Gathering financial records
Interviewing clients
Verifying records accuracy
Verifying financial information accuracy
Verifying application data
The work itself
What a Loan Officer does
The public record of what this job is, in one paragraph.
Evaluate, authorize, or recommend approval of commercial, real estate, or credit loans. Advise borrowers on financial status and payment methods. Includes mortgage loan officers and agents, collection analysts, loan servicing officers, loan underwriters, and payday loan officers.
What it pays
How much does a Loan Officer make?
Annual pay across the United States. The middle figure is the median: half earn less than that, and half earn more.
25th percentile
$52,730
Median
$76,690
75th percentile
$104,080
About 274,330 people do this work in the United States.
What it pays in each state
State
25th percentile
Median
75th percentile
AK
$44,780
$72,800
$88,000
AL
$49,470
$66,710
$102,990
AR
$51,990
$70,260
$106,700
AZ
$48,290
$62,160
$101,250
CA
$53,670
$81,770
$122,960
CO
$60,730
$94,520
$125,430
CT
$63,790
$95,730
$121,360
DC
$64,940
$92,890
$125,720
DE
$65,690
$83,130
$107,570
FL
$49,200
$71,090
$100,550
GA
$48,820
$68,490
$98,650
HI
$48,060
$63,740
$100,510
IA
$66,550
$83,670
$104,790
ID
$49,730
$71,070
$102,630
IL
$60,520
$79,150
$104,560
IN
$50,380
$72,960
$98,960
KS
$63,930
$86,970
$125,800
KY
$47,860
$62,090
$92,990
LA
$49,000
$61,110
$83,490
MA
$79,760
$101,600
$136,940
MD
$49,990
$73,580
$99,220
ME
$60,120
$81,900
$108,400
MI
$50,280
$74,470
$101,150
MN
$73,240
$95,170
$125,550
MO
$51,300
$73,660
$98,270
MS
$44,930
$60,260
$83,330
MT
$55,830
$71,570
$96,100
NC
$57,680
$75,920
$100,550
ND
$63,320
$84,650
$102,540
NE
$61,110
$79,840
$104,510
NH
$62,410
$80,660
$123,320
NJ
$62,740
$92,920
$131,870
NM
$48,040
$62,610
$90,040
NV
$46,260
$64,500
$111,170
NY
$62,670
$95,710
$148,890
OH
$50,550
$76,370
$103,260
OK
$49,100
$72,990
$101,570
OR
$64,170
$94,440
$126,740
PA
$49,150
$69,300
$99,750
PR
$30,260
$35,730
$43,510
RI
$55,640
$77,250
$99,930
SC
$47,170
$63,220
$91,750
SD
$65,570
$79,920
$99,750
TN
$47,250
$62,800
$81,600
TX
$48,030
$66,370
$95,770
UT
$46,240
$59,440
$87,320
VA
$57,200
$78,320
$109,380
VT
$64,420
$88,710
$125,960
WA
$61,450
$80,120
$121,170
WI
$61,730
$78,290
$105,950
WV
$44,670
$57,580
$78,070
WY
$60,720
$79,620
$103,170
Other names
Other names for this job
agricultural loan officer, bank officer, banking services officer, branch lending officer, business banking officer, commercial loan collection officer, commercial loan officer, consumer loan officer, corporate banking officer, escrow officer, financial aid officer, home lending officer.
More names for this work
loan service officer, loan workout officer, mortgage loan officer, personal banking officer, real estate loan officer, real estate officer, small business banking officer, bank representative, branch banker, business banker, commercial banker, commercial lender, commercial mortgage broker, commercial relationship manager, consumer lending specialist, consumer loan specialist, eligibility consultant, farm loan representative, farm mortgage agent, financial aid administrator, financial aid advisor, financial aid coordinator, financial aid counselor, financial aid technician, financial assistance advisor, financial assistance specialist, financial counselor, home lending advisor, lender, loan administrator, loan adviser, loan analyst, loan approver, loan auditor, loan consultant, loan coordinator, loan counselor, loan examiner, loan interviewer, loan originator, loan reviewer, loan servicing specialist, loan specialist, loan underwriter, mortgage banker, mortgage broker, mortgage closer, mortgage consultant.
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This page is about the occupation Loan Officers. What this job involves and what it is made of come from O*NET 30.3, the US Department of Labor's occupation database, refreshed July 2026; Rung writes those records into the plain sentences you see. Pay comes from the Bureau of Labor Statistics OEWS release for 2025. Rung is an independent service and is not affiliated with or endorsed by either agency. How Rung handles accuracy is on the accuracy page, and the full data credits are on the credits page.