What the work involves, what it pays, and grounded tasks, skills, tools, and experience you can choose from.
Also called account manager underwriter, account underwriter, automobile and property underwriter and bond underwriter.
$81,370
Median pay a year
105,420
People do this work
6
Resume lines ready for you
Real figures for this work, and lines you can use in your own resume. Where they come from is at the foot of this page.
An example
An Insurance Underwriter resume, filled in
Common skills that can help you remember what you used on the job.
Authorizing financial actions
Assessing client financial status
Verifying records accuracy
Assessing risks
Analyzing health-related data
Explaining procedures
Every line comes from the same public record as the rest of this page. The greyed parts are the ones only you can answer.
Insurance Underwriter
Summary
Insurance underwriter reviewing applications to evaluate risk factors, determine acceptance, and manage policy values based on thorough assessments and company records
Experience
Insurance Underwriter
Where you worked
Month Year to Month Year
Examined documents to determine degree of risk from factors such as applicant health and financial standing
Declined excessive risks based on thorough risk assessment
Wrote to field representatives and medical personnel to obtain further information and explain underwriting policies
Evaluated possibility of losses due to catastrophe or excessive insurance for various policies
Reviewed company records to determine amount of insurance in force on single risks or related groups
Decreased value of policy when risk was substandard and specified applicable endorsements using reference materials
Authorized reinsurance of policy when risk was deemed high
Skills
Checking & Planning
Authorizing financial actions, Assessing client financial status, Verifying records accuracy, Assessing risks, Analyzing health-related data
Working With People
Explaining procedures
Open to
On site, Remote
Education
Bachelor's Degree Your college, Year
Yours will not say this. You choose what matches your experience, and every line remains yours to confirm or change.
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What to put on an Insurance Underwriter resume
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Choose what fits, or say your own.
Examined documents to assess risk factorsDeclined excessive risks based on evaluationsWrote to representatives for additional informationEvaluated potential losses from catastrophic eventsReviewed records to determine insurance amountsDecreased policy value for substandard risks
becomes
On your resume
Examined documents to assess risk factors and determine appropriate insurance coverage
Wrote to representatives for additional information to clarify risk assessments
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The line that could show more, and the fact that lands it.
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A few lines could show more. Each one is asked, and answered by choosing.
Add what improved in risk assessment accuracy from your examinations
The line
Examined documents to assess risk factors, leading to fewer errors in policy approvals
Add what improved in risk assessment accuracy from your examinations
Pick one that fits
Fewer errors in policy approvalsMore accurate risk evaluationsImproved client satisfaction with coverage
Or add your own.
In your wordsAdd it
Adding it to the line…
Added to your resume
Mention if you were trusted to handle sensitive information or complex cases
The line
Wrote to representatives for additional information to clarify risk assessments
Mention if you were trusted to handle sensitive information or complex cases
Pick one that fits
Handled complex cases with high stakesManaged sensitive client informationTook on challenging risk assessments
Or add your own.
In your wordsAdd it
Adding it to the line…
Added to your resume
Every ready answer is in plain words, never a figure. Nothing is invented to fill a gap.
The work itself
What an Insurance Underwriter does
The public record of what this job is, in one paragraph.
Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.
What it pays
How much does an Insurance Underwriter make?
Annual pay across the United States. The middle figure is the median: half earn less than that, and half earn more.
25th percentile
$64,620
Median
$81,370
75th percentile
$110,390
About 105,420 people do this work in the United States.
What it pays in each state
State
25th percentile
Median
75th percentile
AK
$59,530
$81,620
$91,010
AL
$54,400
$62,220
$98,450
AR
$50,180
$82,130
$110,920
AZ
$62,630
$77,740
$101,390
CA
$77,370
$95,320
$124,660
CO
$76,860
$100,640
$130,880
CT
$79,710
$100,690
$129,850
DC
$78,290
$82,070
$131,000
FL
$61,110
$78,720
$105,410
GA
$70,940
$85,980
$129,630
HI
$59,890
$73,260
$100,050
IA
$63,730
$75,160
$97,390
ID
$49,350
$62,530
$82,220
IL
$74,500
$89,620
$125,330
IN
$61,440
$77,440
$95,130
KS
$60,100
$77,070
$117,540
KY
$57,910
$79,830
$100,990
LA
$59,660
$76,540
$91,640
MA
$80,250
$106,640
$135,110
MD
$68,930
$92,120
$116,990
ME
$71,100
$95,510
$109,400
MI
$61,910
$77,380
$99,850
MN
$73,330
$80,700
$124,980
MO
$62,520
$80,040
$95,370
MS
$47,790
$59,250
$67,810
MT
$52,750
$63,140
$82,770
NC
$58,950
$77,120
$100,680
ND
$60,470
$74,130
$91,490
NE
$60,060
$75,120
$92,450
NH
$86,010
$103,940
$129,530
NJ
$79,230
$96,220
$120,970
NM
$48,450
$64,000
$93,590
NV
$64,450
$101,440
$122,630
NY
$79,250
$97,450
$131,530
OH
$63,120
$79,260
$104,180
OK
$49,170
$66,770
$85,750
OR
$65,570
$79,200
$102,000
PA
$63,440
$78,950
$103,720
PR
$34,660
$46,990
$56,650
RI
$63,920
$84,720
$103,950
SC
$59,740
$79,570
$103,500
SD
$61,050
$83,130
$115,550
TN
$60,540
$78,840
$100,640
TX
$61,620
$78,890
$105,040
UT
$51,590
$72,730
$92,980
VA
$66,670
$81,870
$104,010
VT
$63,430
$77,990
$90,730
WA
$78,680
$99,400
$127,550
WI
$74,090
$97,370
$123,320
WY
$47,520
$62,290
$80,650
Other names
Other names for this job
account manager underwriter, account underwriter, automobile and property underwriter, bond underwriter, casualty underwriter, commercial credit underwriter, commercial insurance underwriter, commercial lines underwriter, commercial underwriter, credit underwriter, de underwriter, direct endorsement underwriter.
More names for this work
excess casualty underwriter, field underwriter, health underwriter, inland marine underwriter, life underwriter, management liability underwriter, marine underwriter, middle market underwriter, personal lines underwriter, production underwriter, professional liability underwriter, property underwriter, stop loss underwriter, surety underwriter, underwriter, wholesale underwriter, group underwriting consultant, insurance analyst, insurance writer, underwriting account representative, underwriting analyst, underwriting associate, underwriting consultant, underwriting executive, underwriting service representative, underwriting specialist.
What you can already claim
What you can already claim as an Insurance Underwriter
Below are the tasks an Insurance Underwriter job is made of. Choose the ones you have really done. There is no wrong answer here, and you can change any of it later.
Which of these tasks have you actually done?
3 chosen. Rung never adds a task you did not choose.
You can already claim 3 of the 6 tasks this job is made of.
What you have not done yet. Assessing risks, Analyzing health-related data, Explaining procedures
Your resume, already started
Insurance Underwriter
Authorizing financial actions
Assessing client financial status
Verifying records accuracy
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This page is about the occupation Insurance Underwriters. What this job involves and what it is made of come from O*NET 30.3, the US Department of Labor's occupation database, refreshed July 2026; Rung writes those records into the plain sentences you see. Pay comes from the Bureau of Labor Statistics OEWS release for 2025. How Rung handles accuracy is on the accuracy page, and the full data credits are on the credits page.