Insurance underwriter reviewing applications to evaluate risk factors, determine acceptance, and manage policy values based on thorough assessments and company records
Experience
Insurance Underwriter
Where you worked
Month Year to Month Year
Examined documents to determine degree of risk from factors such as applicant health and financial standing
Declined excessive risks based on thorough risk assessment
Wrote to field representatives and medical personnel to obtain further information and explain underwriting policies
Evaluated possibility of losses due to catastrophe or excessive insurance for various policies
Reviewed company records to determine amount of insurance in force on single risks or related groups
Decreased value of policy when risk was substandard and specified applicable endorsements using reference materials
Authorized reinsurance of policy when risk was deemed high
Skills
Checking & Planning
Authorizing financial actions, Assessing client financial status, Verifying records accuracy, Assessing risks, Analyzing health-related data